khevrole90
Newbie
Joined: Jan 03, 2012
Posts: 41
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 Posted: Wed Jan 04, 2012 4:29 pm Post subject: hi |
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There are a wide range of credit scores that range from poor to excellent. The average credit score in the United States is in the upper 600's. Generally any score that is above 700 would be considered good by most lenders or credit card companies. American consumers came to rely on their credit cards during a strong and seemingly unstoppable strong economy. They used them not just for the odd purchase or emergency funding, but to pay for groceries, utilities, payments of all kinds and even as a quick way to buy a cup of coffee. The credit card debt stacked up but times were economically good for a long time, and then it all ended. The current economic environment has played havoc with many consumers' long term finances, and in the hopes that it would rebound, many let their finances slide and are now seeking financial counseling. There was hope that jobs would come back, that real estate would stop losing its worth and that there would be a way to get back on track. For many, it just has not happened.
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